01
Fill in 4 fields
How much you spend per month, which card you have, and where you want to fly. Takes 2 minutes.
The Vault Travel Club · Est. 2026
Fly Business Class.
Pay only the taxes.
Every month you spend thousands on your card and get nothing back. We show you how to turn those expenses into free Business Class flights.
Vault Valuations ·
How much you save
from your spending
Move the slider, pick your card, and see how much money you leave on the table every month.
RevPoints
€0.040
stable
Flying Blue
€0.042
+5% Promo Awards
Avios
€0.035
stable
Updated:
Updated monthly · next: 1st of the month
What is your goal?
Travel class
€5,000
Annual savings
€0
compared to cash prices for 5 destinations from Sofia
Values at optimal Business Class usage. Actual savings depend on availability and dates. Prices as of 2026.
How It Works
Three steps to
Business Class
Important: Low-cost airlines don't offer loyalty programs — no matter how often you fly with them, you earn zero miles. But your everyday spending with the right cards generates points for Business Class — every month, automatically, regardless of which airline you fly.
02
See what you're losing
The system calculates how many points you're missing and shows you a specific route — with cost, timeline, and savings.
03
Follow the plan
You get step-by-step instructions. 10 minutes to set up — then the system works on its own. In 3-6 months you fly Business Class.
Operational Map
The Three Pillars
of Booking
Your complete route from everyday spending to a Business Class seat — step by step.
01
💳
Accumulation
Which card for which purchase — maximum points without changing your spending. Different cards offer different rates for different categories.
Ads / SaaS → Revolut Metal
Restaurants → Amex Gold
Fuel / logistics → Revolut Ultra
International payments → Revolut Scale
02
🔄
Transfer
When and to which airline program to transfer your points. Timing is critical — transfer only when there is confirmed availability. Points are "universal currency": if one program devalues, you switch partners.
🟢 Rail 1: Revolut → Flying Blue (#1 globally)
🟡 Rail 2: Revolut → Avios (BA/Qatar/Iberia)
🔴 Rail 3: Turkish M&S (availability only)
⚡ 90-day rule: transfer only with confirmed Award Space
03
🔓
Unlocking
Finding Award Space — availability for award flights. This is The Vault's biggest value-add. The 355 Rule: book 355 days in advance. Or Last-Minute arbitrage: 14 days before departure.
355 days ahead → maximum choice
Last-minute (14 дни) → released seats
Alert system → notification on availability
SOF → NRT: 62,500 Avios · €280 taxes
What you get
Choose Your Plan
All prices in EUR. No hidden fees. No subscription (except Voyager).
See how much you lose
Fill in 4 fields and see how much money you leave on the table every month. 30 seconds.
€0
free
- ◦ How many points you earn now
- ◦ How much money you lose annually
- ◦ A specific route possible for you
- ✕ No instructions on how to book
Find me a flight
Tell us where you want to fly — you get a specific route with step-by-step instructions.
€19
one-time
- ✓ Specific route to your destination
- ✓ Exact instructions to book it yourself
- ✓ How many points needed and from where
- ✓ Direct booking links
Personal 90-day plan
You get a complete plan for the next 90 days — when, where, and how to fly Business Class. Follow it like a recipe.
€100
one-time
- ✓ Everything from "Find me a flight"
- ✓ 90-day step by step plan
- ✓ How much you will save (in euros, specifically)
- ✓ Plan B if no seats for your main goal
- ✓ PDF document to follow
We monitor for you
We monitor for perfect flights all year. When one appears — you get a notification and instructions in 10 minutes.
€300
/year
- ✓ Everything from "Personal plan"
- ✓ Notification when a perfect flight appears
- ✓ Quarterly strategy review
- ✓ Priority support
- ✓ Protection if programs change
Return on investment
| Free | €19 | €100 | €300/год | |
|---|---|---|---|---|
| You get | See your loss | 1 route + instructions | 90-day plan + PDF | Year monitoring + alerts |
| Value for Dubai | You know the numbers | €2,720 | €2,720 + plan | €2,720 + alerts |
| ROI | ∞ | 143× | 27× | 9× |
| Payback | Immediately | After 1 flight | After 1 flight | After 1 flight/год |
Every investment pays off on the first points flight. ROI calculated for Dubai Business Class (€2,900 → €180).
Black Vault Elite is available by invitation only. Admin panel →
Which card do you need
Revolut Plan
comparison
How many free flights each plan generates at different monthly spending levels.
| Revolut Plan | Fee/mo | Points/€1 | At €3K/mo | At €5K/mo | At €8K/mo | Dubai in |
|---|---|---|---|---|---|---|
| Standard (free) | €0 | 0 | 0 pts | 0 pts | 0 pts | Never |
| Premium | €9.99 | 0.5 | 1,500 | 2,500 | 4,000 | 20 mo. |
| Metal ⭐ | €13.99 | 1.0 | 3,000 | 5,000 | 8,000 | 6 mo. |
| Ultra | €45 | 1.0+ | 3,000+ | 5,000+ | 8,000+ | 6 mo. |
Recommendation: Metal is the optimal choice for most people. Pays for itself at €350/мес spending — всичко над това е чиста печалба. Ultra си заслужава само при €8,000+/mo.
The Secret Weapon
Curve — double
your points
Curve combines all your cards into one and lets you earn points retroactively.
What is Curve?
Curve is a card that combines all your bank cards into one. You pay with Curve — it charges the card you choose. The magic is in 3 features that generate extra points.
Curve is a card that combines all your bank cards into one. You pay with Curve — it charges the card you choose. The magic is in 3 features that generate extra points.
⏪
Go Back in Time
Redirect transactions from the last 30 days to another card. Paid with your local bank? Redirect to Revolut — get RevPoints retroactively.
🛡
Anti-Embarrassment
If Revolut declines a payment (limit, technical issue), Curve automatically switches to your backup card. You never get stuck.
💳
One card for everything
Carry 1 card instead of 3. Revolut, local bank, business card — all in Curve. You choose which pays for each purchase.
| Curve Plan | Fee/mo | Go Back in Time | Anti-Embarrassment | Cashback | Extra points/month* |
|---|---|---|---|---|---|
| Standard (free) | €0 | ✕ None | ✓ | 0% | 0 |
| Black ⭐ | €9.99 | ✓ 30 дни | ✓ | 1% | +3,000 |
| Metal | €14.99 | ✓ 90 дни | ✓ | 1.5% | +3,000 |
* Extra points = transactions from local bank, redirected to Revolut via Go Back in Time at €3,000/мес local card spending.
Example scenario
Without Curve: Харчиш €3,000 с ДСК + €5,000 с Revolut Metal = 5,000 points/mo
With Curve Black: Spend everything via Curve → Revolut. Then Go Back in Time for local bank transactions → Revolut = 8,000 points/mo
Difference: +3,000 points/mo = +€120/мес in extra value
Dubai: Вместо 6 months → 4 months
With Curve Black: Spend everything via Curve → Revolut. Then Go Back in Time for local bank transactions → Revolut = 8,000 points/mo
Difference: +3,000 points/mo = +€120/мес in extra value
Dubai: Вместо 6 months → 4 months
Recommendation: Curve Black is essential if you have both Revolut and a local bank card. Go Back in Time ти позволява да печелиш RevPoints от spending, които вече си направил с друга card. €9.99/мес pays for itself at €250/мес spending по местна card.
The perfect combo: Revolut Metal (for points) + Curve Black (for Go Back in Time) = максимум points от всички spending
When to Fly
Сезонен
календар
Кога award местата са най-достъпни и кога кеш цените са най-високи — тоест кога печелиш най-много.
| Destination | Ян | Фев | Мар | Апр | Май | June | July | Авг | Сеп | Окт | Ное | Дек |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 🇦🇪 Dubai | 🔴 | 🔴 | 🔴 | 🟢 | 🟢 | ⭐ | ⭐ | ⭐ | 🟢 | 🟡 | 🔴 | 🔴 |
| 🇯🇵 Tokyo | 🟢 | 🟢 | 🔴 | 🔴 | 🟢 | ⭐ | 🟡 | 🟡 | ⭐ | 🟢 | 🟢 | 🔴 |
| 🇶🇦 Doha | 🟡 | 🟡 | 🟢 | ⭐ | ⭐ | 🟢 | 🟢 | 🟢 | ⭐ | 🟡 | 🔴 | 🔴 |
| 🇺🇸 New York | ⭐ | ⭐ | 🟢 | 🟡 | 🟡 | 🔴 | 🔴 | 🔴 | 🟢 | 🟢 | ⭐ | 🔴 |
| 🇫🇷 Paris | ⭐ | ⭐ | 🟢 | 🟢 | 🟡 | 🔴 | 🔴 | 🔴 | 🟡 | 🟢 | ⭐ | 🔴 |
⭐ Най-добър момент
🟢 Добра availability
🟡 Средна
🔴 Difficult / Висок сезон
Базирано на исторически данни за award availability и сезонни кеш цени. Реалната availability варира.
Финансова логика
CPP — Единствената
метрика, която има значение
CPP (Cost Per Point) измерва колко реална value you get за всяка изхарчена point. Колкото по-висок е CPP, толкова повече you save. The Vault търси routes с CPP над €0.025 — там points ти струват 2.5× повече от номинала.
CPP = (Cash цена − Такси) ÷ Points
Resultът е в EUR · По-висок CPP = по-голяма печалба
<€0.010
ЧЕРВЕН — Загуба. По-евтино е да платиш кеш.
€0.010–0.018
AMBER — Приемливо за Европа. Search по-добро за далечни destinations.
€0.019–0.025
GREEN — Good value. Optimal for most routes.
>€0.025
ЛИЛА — Vault Elite. Максимална печалба. Дълги routes в Business/First.
Защо CPP, а не просто „евтини билети"?
Ако платиш €200 за билет до London, няма арбитраж — кешът е по-евтин. Ако платиш 62,500 points + €280 за билет до Tokyo, който струва €4,800 кеш — CPP е €0.072. Всяка point ти е спестила 7 евроцента. Това е 7× над средната value.
Ако платиш €200 за билет до London, няма арбитраж — кешът е по-евтин. Ако платиш 62,500 points + €280 за билет до Tokyo, който струва €4,800 кеш — CPP е €0.072. Всяка point ти е спестила 7 евроцента. Това е 7× над средната value.
Пример — SOF → Tokyo (Business Class)
Cash цена RT
€4,800
Такси (YQ+сборове)
€280
Avios нужни
62,500
CPP
€0.072
ЛИЛА · Vault Elite — save €4,520 (94% от цената)
Къде CPP е най-висок?
Изток (Dubai, Tokyo, Singapore): CPP €0.05–0.09 — най-висока печалба, кеш цените са 3–6× по-скъпи
Запад (New York, Лос Анджелис): CPP €0.03–0.05 — добра value, внимание за fuel surcharges
Европа (London, Paris): CPP €0.025–0.04 — Quick Win, достижимо за 3–5 months
Запад (New York, Лос Анджелис): CPP €0.03–0.05 — добра value, внимание за fuel surcharges
Европа (London, Paris): CPP €0.025–0.04 — Quick Win, достижимо за 3–5 months
Sweet Spots · Sorted by CPP value
Business Class Routes
from Sofia
Current award routes sorted by region — from highest to lowest savings. Each route shows: cash price, award price, CPP value, and recommended program.
Approximate prices as of 2026. Actual availability varies. For a live check → get a personal plan
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Съвместимост
Поддържани cards
за България
Vault работи с всички cards издавани в България.
Curve агрегатор (препоръчан)
Curve Black / Metal
Дигитални cards
Revolut Metal
Revolut Ultra
Wise
N26
International Premium
Amex Platinum
Amex Gold
Български банки
ДСК
ОББ (KBC)
Local bank Булбанк
Fibank
Local bank
Алианц Банк
TBI Bank
ЦКБ
Инвестбанк
Интернешънъл Асет Банк
Токуда Банк
Общинска банка
The 1% Rule · Vault Card Picker
Коя card
за коя покупка?
Запазете тази таблица — тя е вашият ежедневен наръчник за максимални points без усилие.
🛒 Супермаркети
→
Revolut Metal
0.5% cashback
⛽ Горива
→
Revolut Ultra
1.0× points
🍽 Restaurants
→
Amex Gold
3× MR points
✈ Самолетни билети
→
Amex Platinum → Flying Blue
3× MR → Релс 1
📱 FB Ads / Google / SaaS
→
Revolut Scale (Biz)
1.5× + 0% FX
🏨 Hotels
→
Amex Platinum
Fine Hotels perks
🌐 Международни
→
Revolut Metal/Ultra
0% валутна такса
🛒 Онлайн пазаруване
→
Revolut Ultra
1.0× + cashback
→ Запазете и носете в портфейла си
Персонализиран Cheat Sheet — Vault Blueprint членовете получават таблица, адаптирана към техните конкретни cards и категории spending.
Получи своя →
Soft Benefits · Семеен Трезор
Family Pooling —
цялото семейство лети
British Airways Executive Club и Flying Blue позволяват обединяване на points от целото домакинство. Абонаментът за The Vault е полезен за всички — което прави отказването от него почти невъзможно.
Примерен семеен трезор · BA Executive Club
Основен титуляр
Revolut Scale · €15,000/mo.
94,500
Съпруга
Revolut Metal · €3,200/mo.
23,040
Дете 1 (18+)
Revolut Standard · €800/mo.
5,760
Обединен трезор · Годишно
123,300
Avios points / година
✓ Достатъчно за 2× Business Class SOF→LHR→NRT
124,000 Avios + €560 taxes instead of €9,600 кеш
124,000 Avios + €560 taxes instead of €9,600 кеш
Спестяване: €9,040 за семейна почивка
CPP постигнат: €0.075/point (VAULT ELITE)
CPP постигнат: €0.075/point (VAULT ELITE)
Vault Voyager включва модул Family Sync — автоматично отчитане и оптимизация на points за всички членове на домакинството.
⚠ Критична информация
Вашите points
имат срок на годност
Авиокомпаниите могат да девалвират програмите си едностранно. Стратегията „Earn and Burn" — харчете points веднага след натрупване — е вашата застраховка срещу загуби. The Vault ви известява навреме.
🟢 Релс 1 — Основен
Flying Blue
Air France / KLM · #1 globally 2025 (Point.me) · Promo Awards 1-во число всеки месец (-25% до -50%)
Стабилност 2026Висока · Recommended
Правило: 60% от points → Flying Blue. Изтичат след 2 год. неактивност — лесно се удължават.
🟡 Релс 2 — Основен
Avios (BA)
British Airways · обяви 10% увеличение фев. 2026 · споделен с Qatar / Iberia / Finnair
Стабилност 2026Добра · Резервен
Правило: 40% от points → Avios. При девалвация на Flying Blue — превключване тук.
🔴 Релс 3/4 — Резервни
Turkish M&S / Qatar Privilege
M&S: исторически нестабилна · Qatar: висок CPP при правилния route · Само при конкретна availability
Стабилност 2026Ниска — само при Award Space
Правило: Прехвърляй само когато имаш потвърдена availability. Never не „паркирай" points тук.
Vault Multi-Rail стратегия:
No сме обвързани с нито една program. При девалвация на Flying Blue → превключваме към Avios. При девалвация на Avios → Flying Blue или Qatar. Vault Voyager членовете получават автоматичен имейл при всяка промяна — преди да са я усетили.
🔑 90-дневното правило: Never не държи повече от 90 дни points в Revolut. Прехвърляй само когато имаш потвърдена availability.
🔑 90-дневното правило: Never не държи повече от 90 дни points в Revolut. Прехвърляй само когато имаш потвърдена availability.
ROI Calculator ·
Математиката на
авиационния арбитраж
Изчислете реалната нетна печалба от вашата Vault стратегия спрямо план и monthly оборот. Базирано на пазарни values към май 2026.
💡 Скрити спестявания — FX taxes
При стандартна банка плащате ~2% валутна такса.Revolut Scale/Ultra = 0% FX.
Само от FX спестявате: —/year
🛡 Tax Shield — само за бизнес
Банковите taxes са признат счетоводен spending. При 20% корпоративен данък, реалната нетна цена на Scale плана е —/year instead of €1,200. Pointsте не са облагаем приход.
Банковите taxes са признат счетоводен spending. При 20% корпоративен данък, реалната нетна цена на Scale плана е —/year instead of €1,200. Pointsте не са облагаем приход.
🔀 Multi-Rail препоръка
60% → Flying Blue (Релс 1 · Promo Awards всеки месец)
40% → Avios (Релс 2 · BA/Qatar/Iberia/Finnair)
Прехвърляй само при потвърдена Award Space · Макс. 90 дни в Revolut
40% → Avios (Релс 2 · BA/Qatar/Iberia/Finnair)
Прехвърляй само при потвърдена Award Space · Макс. 90 дни в Revolut
⏱ Вашият времеви план
P&L Разбивка · Годишно
Брутна value на пътуванията
—
Общо taxes (банка + The Vault)
—
ЧИСТА ПЕЧАЛБА
—
—
ROI върху taxesте
⚠ Вашият оборот е твърде нисък за този план.
Препоръчваме да започнете с безплатния ни бюлетин или план Metal.
Препоръчваме да започнете с безплатния ни бюлетин или план Metal.
✓ Вие сте идеален кандидат за Vault Black · Навигатор —
персонална навигация в реално време докато резервирате сами.
персонална навигация в реално време докато резервирате сами.
→ Добра позиция. Получете персонален анализ за максимален ROI.
Получи персонален анализ →
CPP €0.04: Изчислено на база Flying Blue Promo Awards и Avios — двете най-конкурентни програми за дълги routes от SOF към май 2026. За кратък flight (SOF-VIE) CPP пада до €0.01.
Award Space: Арбитражът изисква гъвкавост. Ние не продаваме билети, а достъп до availability. The Vault не гарантира места за конкретна дата.
ДДС (Бизнес): Таксите за Revolut Business (Scale €100/mo.) са spending без ДДС за регистрирани по ЗДДС фирми (Reverse Charge). Консултирайте се с вашия счетоводител.
Award Space: Арбитражът изисква гъвкавост. Ние не продаваме билети, а достъп до availability. The Vault не гарантира места за конкретна дата.
ДДС (Бизнес): Таксите за Revolut Business (Scale €100/mo.) са spending без ДДС за регистрирани по ЗДДС фирми (Reverse Charge). Консултирайте се с вашия счетоводител.
Математиката зад вашия статус
Защо по-скъпият план всъщност е по-евтин?
Scale и Ultra елиминират FX taxesте (~2%) при международни транзакции.
При €10,000 monthly оборот това е €2,400/year спестени само от валутните разлики — без да броим value на points.
Стратегията „Earn and Burn" — харчете points веднага след натрупване — ви предпазва от девалвация на програмите.
За бизнеса: taxesте са признат spending.
Scale: €1,200/year → при 20% данък реалната цена е €960.
Pointsте не са облагаем приход. Net advantage пред индивидуален пътник: ~€240/year само от данъчния ефект.
CPP: €0.04 — 4× над benchmark.
Постигнато чрез Flying Blue Promo Awards (25-50% намаление, излизат 1-во число всеки месец) и Avios sweet spots. Стандартно кешово осребряване: €0.01/point. Правилото 355: bookте 355 дни по-рано. 90-дневното правило: прехвърляй points само при потвърдена availability — никога не "паркирай" дългосрочно.
Beginner's Guide
Airline Points —
From Zero to Your First Flight
Don't know what airline points are? Perfect. This guide is for you. 10 minutes of reading — and you'll know more than 99% of people.
Chapter 1
What are airline points?
Airline points are a currency you use to pay for flights. Instead of euros — you pay with points. Points are free — you earn them from your everyday spending with certain bank cards.
Example: You pay €100 for groceries with a points card → you earn 100 points → you accumulate 15,000 points over 15 months → you book a flight to Paris worth €250 → you pay only €60 in taxes.
You save €190. Without doing anything different — just paying with the right card.
You save €190. Without doing anything different — just paying with the right card.
Chapter 2
How do they work?
1
Spend with a card that earns points
Every purchase generates points automatically. Groceries, fuel, bills, online shopping — everything.
Every purchase generates points automatically. Groceries, fuel, bills, online shopping — everything.
2
Points accumulate in your account
You see them in the bank app. They grow every month without doing anything.
You see them in the bank app. They grow every month without doing anything.
3
Transfer them to an airline program
Flying Blue (Air France/KLM) or Avios (British Airways/Qatar). Free, takes 2 minutes.
Flying Blue (Air France/KLM) or Avios (British Airways/Qatar). Free, takes 2 minutes.
4
Book a flight — pay only the taxes
The ticket is "free." You only pay airport taxes — usually €60-280.
The ticket is "free." You only pay airport taxes — usually €60-280.
Chapter 3
Which airline programs work from Europe?
Flying Blue
The program of Air France and KLM. Covers all of Europe, Asia, Africa and South America. Most frequent promotional discounts on points.
Strong for: Paris, Tokyo, Amsterdam, Rome
Avios
Shared currency for 5 airlines: British Airways, Qatar Airways, Iberia, Finnair and Aer Lingus. Transfer freely between them.
Strong for: Dubai, Doha, London, New York
Both programs cover the entire world. You don't need to choose — register for both (free). When you accumulate enough points, you decide which to use for your specific flight.
Chapter 4
Which cards earn airline points?
Not every bank card generates points. Most local bank cards give you nothing. Here are the ones that do:
| Card | Points/€1 | Fee/mo | При €3,000/мес | Available |
|---|---|---|---|---|
| Revolut Metal | 1.0 | €13.99 | 3,000 pts/mo | ✓ Yes |
| Revolut Ultra | 1.0+ | €45 | 3,000+ pts/mo | ✓ Yes |
| Revolut Premium | 0.5 | €9.99 | 1,500 pts/mo | ✓ Yes |
| Amex Platinum | 1.0+ | €55+ | 3,000+ pts/mo | ⚠ Difficult |
| ДСК / ОББ / Fibank | 0 | €0-3 | 0 pts/mo | ✓ Yes |
| Revolut Standard | 0 | €0 | 0 pts/mo | ✓ Yes |
Important: Low-cost airlines (low-cost airlines) не дават мили. Колкото и да летиш с тях — не accumulate points. Pointsте идват от the card, you pay with, not the airline you fly with.
Chapter 5
What can you get?
| Destination | Economy | Business | You save |
|---|---|---|---|
| 🇫🇷 Paris | 10,000 pts | 15,000-22,000 pts | €190-590 |
| 🇬🇧 London | 13,000 pts | 22,000 pts | €210-800 |
| 🇦🇪 Dubai | 15,000 pts | 30,000 pts | €360-2,720 |
| 🇯🇵 Tokyo | 35,000 pts | 62,500 pts | €510-4,920 |
| 🇺🇸 New York | 25,000 pts | 50,000 pts | €430-2,620 |
Chapter 6
5 mistakes everyone makes
❌
Using points for cashback
10,000 points = €100 cash OR €900 in flights. Cashback is a 9x worse deal.
❌
Transferring points without a specific flight
Points in the bank are flexible. In an airline program they are locked. Transfer ONLY when you see available seats.
❌
Not knowing about promotions
Every month Flying Blue releases routes with up to 50% fewer points. Most people never check.
❌
Thinking miles = flying
Miles don't come from flights. They come from everyday spending with the right card. You can never fly and still have 50,000 points.
❌
Paying with a card that earns no points
Every purchase with a local bank card = €0 in points. The same purchase with the right card = flight points.
Next Step
Ready to see how much you're losing?
The calculator analyzes your spending and shows how many points you could earn. Free. 30 seconds.
Open the calculator →
Not just Business Class
Economy Class
with Points
You don't need to fly Business to save. Economy with points is up to 70% cheaper than the cash price.
Who is this for: People with €800-2,000/mo card spending. Families. Students. Anyone who wants to save on their next trip — regardless of class.
| Destination | Cash price | With points | Points | You save | At €1,000/mo |
|---|---|---|---|---|---|
| 🇫🇷 Paris | €250 | €60 | 10,000 FB | €190 | 10 mo. |
| 🇮🇹 Rome | €220 | €55 | 10,000 FB | €165 | 10 mo. |
| 🇬🇧 London | €280 | €70 | 13,000 Avios | €210 | 13 mo. |
| 🇪🇸 Barcelona | €260 | €60 | 12,500 FB | €200 | 13 mo. |
| 🇦🇪 Dubai | €450 | €90 | 15,000 Avios | €360 | 15 mo. |
| 🇺🇸 New York | €550 | €120 | 25,000 FB | €430 | 25 mo. |
Example: A family with two working adults, €2,000/mo total card spending. За 10 months натрупват 20,000 points → 2 билета до Paris Economy (value €500). Или за 15 months → Dubai in двама (value €900).
Family Travel
The whole family
flies with points
Pool your family's points and fly together — without paying full price for 4 tickets.
👨👩👧👦
2 + 2
Двама родители + two children. Combined points, shared plan.
💳
Combined spending
€1,200 (мъж) + €1,000 (жена) = €2,200 → 2,200 pts/mo
✈
4 tickets
Avios Household Account позволява до 7 души на един акаунт.
| Дестинация (4 tickets Economy) | Cash price | With points | You save | При €2,200/мес |
|---|---|---|---|---|
| 🇬🇷 Атина (4× Economy) | €800 | €160 | €640 | 18 mo. |
| 🇫🇷 Paris (4× Economy) | €1,000 | €240 | €760 | 18 mo. |
| 🇪🇸 Barcelona (4× Economy) | €1,040 | €240 | €800 | 23 mo. |
| 🇦🇪 Dubai (4× Economy) | €1,800 | €360 | €1,440 | 27 mo. |
How It Works Family Pooling:
1. Both parents register with BA Executive Club
2. Създавате Household Account (free, до 7 души)
3. Pointsте от двете cards се обединяват
4. Резервирате 4 tickets от общия баланс
1. Both parents register with BA Executive Club
2. Създавате Household Account (free, до 7 души)
3. Pointsте от двете cards се обединяват
4. Резервирате 4 tickets от общия баланс
Cashback or Points?
Cashback vs Points —
the difference is 9×
10,000 points = €100 cashback OR €900 in Business Class. Same number, 9 times different value.
Cashback
€100
10,000 points × €0.01/point
You get cash in your account. Spend it on something you forget tomorrow.
Airline Points
€900
10,000 points → Business Class value
You fly in a €2,900 seat — without paying €2,900. You remember it forever.
9× difference in value
| At €5,000/mo spending | Cashback (0.1%) | Points → Economy | Points → Business |
|---|---|---|---|
| Monthly value | €5 | €30 | €200 |
| Annual value | €60 | €360 | €2,400 |
| Over 3 years | €180 | €1,080 | €7,200 |
The rule: Cashback си заслужава САМО ако не пътуваш повече от 1 път на 2 години. Ако пътуваш поне веднъж annually — points за flights са винаги по-ценни.
Free Hotel Nights
Hotel Programs —
Free Membership
No points card needed. Registration is free. Save 10-15% on every night.
Booking.com Genius
Free. Level 2: 15% отстъпка + free ъпгрейд.
You save: €15-30 на night
Hotels.com Rewards
Free. Всяка 10-та night е безплатна.
ROI: 10% на всяка booking
IHG Rewards
Free. Points при Holiday Inn, Crowne Plaza, InterContinental.
Free Hotel Nights от 10,000 points
Strategy: Booking Genius for low prices and discounts. Hotels.com for long stays (10th night free). IHG for business travel (corporate rates + points).
The Big Picture
Hotels
€30
saved/night
+
Flights with points
€2,720
saved/flight
Хотелските програми спестяват десетки евро. Airline Pointsте спестяват thousands. If you already optimize hotels — the next step is flights. That's where the real difference is.
"We don't travel to escape life — we travel to come back more alive. Vault is the system that makes this accessible."
The Vault · Travel Club
Как изглежда вашият документ
Вашият личен Blueprint —
преди интеграция
Enter данните си и вижте как изглежда вашият персонализиран документ. Замъглените секции са достъпни само за членове.
The Vault · Личен Blueprint · 5 страници
Операция: Maldives в Business Class
Explorer
Страница 1 · Вашият статус
Отправна point на Иван Иванов
Monthly spending€2,000
Annual оборот€24,000
Цел — points за 12 mo.120,000 Avios
ДестинацияMaldives (MLE)
Страница 2 · Настройката (The Setup)
Вашата card стратегия
Recommendedа card
Revolut Ultra · 1.0× · €45/мес · 0% FX
Family Pooling: Свържете акаунта с партньора в BA Executive Club — събирате в общ трезор, двойно по-бързо.
Quick Win: Прехвърлете Netflix, Spotify и subscriptions към Ultra — мързеливи points, губени всеки месец.
Страница 3 · Пътната card (The Redemption)
SOF → DOH → Maldives (MLE) · Qatar Qsuites
Стойност в кеш€4,200
Vault цена85,000 Avios + €380 taxes
Спестяване€3,820 (91%)
Кога да резервирате355 days ahead или 14 дни преди
Страница 4 · Transfer Path
Стъпка по стъпка instructions
Стъпка 1Revolut → Flying Blue (1:1) или Avios (1:1)
Стъпка 2BA Executive Club search
Стъпка 3Qatar partner booking
Страница 5 · Longevity протокол
Pre-flightEqology Marine Collagen 50ml
In-flightMagnesium glycinate + NMN
⚷ Само за членове · The Sniper €19 или Blueprint €100
„Това е вашият личен алгоритъм за свобода."
Отключи достъп →
The Vault · Бизнес Blueprint · PDF + Excel Tracker
Арбитраж на spendingте · Иван Иванов
Blueprint €100
Секция 1 · Арбитраж на spendingте
Коя card за коя категория
| Категория spending | Recommendedа card | ROI |
|---|---|---|
| Meta / Google Ads | Revolut Scale | 1.5× + 0% FX |
| Доставки (USD/CNY) | Revolut Scale | спестени 2% FX |
| Restaurants / клиенти | Amex Gold | 3× MR points |
| Hotels / конференции | Amex Platinum | Fine Hotels +1 нощ |
Секция 2 · The Multiplier стратегия
No плащайте фактури чрез SEPA, ако доставчикът приема card. При 1% такса от доставчика — вие печелите 5% в Business Class points. Чиста нетна печалба: 4%.
Годишна сметка · €24K оборот
Генерирани points432,000
Стойност @ CPP €0.04€17,280
Общо taxes (Scale + Vault)€1,800
Noтна печалба€15,480
Секция 3 · Yesнъчен щит
Бележка за счетоводителя: Таксите (€1,200/год) се осчетоводяват като spending за банково обслужване. При 20% корп. данък реалната нетна цена е €960. Генерираните points са личен бонус — необлагаеми.
Приложение · Excel Tracker
Месечна таблица за проследяване
Разход Meta Ads€3,200 → 4,800 т.
Разход доставки USD€8,500 → 12,750 т.
Общо месец38,400 points
⚷ Excel Tracker · само за Voyager €300
Активирай Voyager →
Vault Black · Навигатор Отчет · ' + vaultMonth() + '
Ежеmonthly отчет · Иван Иванов
Vault Black · Навигатор
Здравейте, г-н Иванов — вашият ежеmonthly навигационен отчет от The Vault.
Месечен резюме · ' + vaultMonth() + '
Генерирани points45,000
Стойност @ CPP €0.04€1,800
Натрупани общо187,500 points
⚡ Специална възможност · 4 часа
SOF → SIN · Business Class · October 2026
Открихме 2 места. Имате ~4 часа — след това availability изчезва. Пратете ни имейл и ви изпращаме instructionsте за booking в рамките на 30 минути.
Cash price за двама€6,800
Vault цена110,000 т. + €520 taxes
Спестяване€6,280 (92%)
Следващ месец · Прогноза
Очаквани points (юни)48,000
До цел Tokyo RT Biz2.6 months
Preemptive alert: Flying Blue Promo Awards очаквани края на юни — прехвърлете преди 28.06 за 30% отстъпка от points.
⭐ Limited offer · Only 5 spots
Free Analysis for
5 beta testers
5 beta testers
Looking for 5 business owners with monthly spending over €5,000 for a free full Blueprint audit.
In return: your honest feedback after 30 days.
In return: your honest feedback after 30 days.
✓ Full Master Blueprint (value €100) — free
✓ Personal CPP analysis of your spending
✓ Transfer Path for your goal
→ No purchase obligation
0/5 taken
📸 UGC Bounty Program
Airport lounge?
Get 3 months free
Get 3 months free
The first 5 members who send a video from a business class cabin or airport lounge,
made following Vault Blueprint instructions, receive:
made following Vault Blueprint instructions, receive:
✦ 3 months free Voyager subscription (value €75)
✦ Distribution of the video across the Vault network
✦ Lifetime 10% discount on renewal
→ Only a 30-second clip required
Send your video →
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see the real picture?
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